
When housing costs too much, everything downstream feels it. Here’s what that looks like in Harvey and Marion Counties.
Read Time: 3-5 minutes
Amanda Lowe, Director of Development & Marketing
Somewhere in Harvey and Marion Counties right now, someone is driving 40 minutes to a job they can’t afford to live near. That’s not a personal situation. It’s a pattern-and it shows up everywhere.
Most of the time, we talk about housing like it’s one issue among many. It isn’t. When housing costs too much, families move more often. Kids change schools. Workers commute further or leave altogether. A hard month becomes a crisis instead of a setback. Housing isn’t one issue among many. It’s the condition everything else is built on.
More than 1 in 3 households in Harvey and Marion Counties are ALICE: Asset Limited, Income Constrained, and Employed. They’re working. They’re contributing. They’re your neighbors and coworkers. The challenge isn’t effort or intention. It’s that housing costs have outpaced what a working income can cover. United Way of Harvey and Marion Counties tracks this data closely through United for ALICE as part of its broader work across housing, financial stability, and community resilience in our region.
Housing isn’t a prerequisite for community wellbeing. It is community wellbeing.
Housing instability doesn’t stay contained to housing. It moves through a community quietly, showing up in places that seem unrelated until you look at the pattern. Here’s what the research consistently shows happens when people can’t afford stable housing.
Homeless students are chronically absent at 2.5 times the statewide average — the highest rate of any student group. Nearly 27% of all Kansas residents spend more than 30% of their income on housing, directly limiting what they can contribute to the local economy. Lower-income households are nearly twice as likely to delay care for a serious medical condition. And in Harvey and Marion Counties, more than 1 in 3 households are ALICE: working, but unable to afford the basics.
The data points in different directions. Schools, clinics, workplaces. But they all trace back to the same root.
These aren’t separate problems with separate solutions. They’re connected. A child who misses school because their family moved again becomes a workforce challenge in fifteen years. A worker who can’t afford to live in Newton is a recruitment and retention problem for every employer in Harvey County right now. Housing sits at the center of all of it.
Why the market alone won’t fix it
The reasonable question to ask is: why don’t we just build more? It’s a fair question with a complicated answer. In most industries, that logic holds. In affordable housing, the numbers get in the way before a single unit breaks ground.
Construction costs in 2023 were 31% above pre-pandemic levels. Permitting timelines have lengthened. And zoning frameworks that made sense decades ago often restrict exactly the types of housing that would help most: smaller homes, accessory dwelling units, and mixed-income developments that could add supply without disrupting neighborhood character.
In rural and small-city markets like ours, these barriers hit harder. A developer in a major metro might absorb thin margins and still move forward. Here, the same project often simply doesn’t happen. The need is the same. The financial depth to work around it isn’t.
A private developer can’t absorb a $60,000 gap per unit and stay solvent. Without subsidy, partnership, or public investment, the unit simply doesn’t get built, no matter how much it’s needed. If you’re navigating housing challenges in our community, United Way of Harvey and Marion Counties connects residents with local programs and resources in Newton and the surrounding area.
What the shortage looks like in numbers
These aren’t abstract numbers. They’re the conditions shaping daily life for working families in Harvey and Marion Counties right now.
What solving it actually requires
Solving this doesn’t come from a single program or a single funder. Closing a $60,000 gap per unit, across thousands of households, in a rural market takes a layered approach: grant funding stacked with tax credits, modular construction to lower per-unit costs, partnerships between developers who know how to build and community organizations who understand who needs to be housed. It also takes employers recognizing that workforce housing isn’t charity. It’s infrastructure for their own operations.
The work isn’t simple. But it is clear. And in Harvey and Marion Counties, there’s enough of the right pieces already in place to build from.

This is solvable
Communities that have made real progress on housing affordability have generally done it the same way: by agreeing that it’s a shared problem worth solving together, and then building the structures to actually do it. Not overnight. Not perfectly. But consistently, over time, with the right partners at the table.
The Housing Alliance of Harvey and Marion Counties is one of the ways that work gets done, bringing together the data, the partners, and the funding architecture to make affordable housing in our community more than a goal.
Harvey and Marion Counties have the employers, the civic organizations, and the community will. What we’re building is the coordination to turn that will into action. See how our community measures across key indicators in our Community Conditions Dashboard.




























